Supporting Our Communities

Wildfire

Our heart goes out to all the people affected by the wildfires along the Front Range and in our mountain communities.

We are also so appreciative of the brave men and women who are helping protect people and property from the fires.

We want to help and we want to ask for your help.

Through the Windermere Foundation we have set up a fund to benefit the Northern Colorado Chapter of the Red Cross and the Wildland Firefighters Foundation.

The Red Cross is of course helping people displaced by the fires.  The Wildland Firefighters Foundation helps firefighters and their families.

The $10,000 fund will match, dollar-for-dollar, any contribution made by our associates, clients and friends.

Please help us reach our goal of contributing $20,000 to these two worthy places.

To contribute simply click HERE.

Thank you for your support!


Posted on October 24, 2020 at 3:00 pm
Tammy Fisher | Posted in Give Thanks, Grateful Realtor, Gratefulness | Tagged , , ,

Special Meaning


Posted on July 6, 2020 at 3:19 pm
Tammy Fisher | Posted in Give Thanks, Uncategorized | Tagged , , , ,

Expert Advice: 3 Benefits to Owning a Home

Expert Advice: 3 Benefits to Owning a Home

Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction. Here are 3 tips he shares from a recent piece in Business Insider on the benefits of owning real estate:

1. Real estate diversifies your income

“While it is certainly important to be properly diversified with your investments, it is even more important to be diversified with your income. This is because the largest financial risk for most of you is the loss of your primary source of income, which is typically in the form of a day job.”

The article highlights how having multiple sources of income, such as those derived from real estate investments, can eventually lead to relying less and less on a day job. Sound dreamy? It can be. When done well, real estate investments may eventually open up your time and the financial freedom to explore other things, like travel and other aspirations you may have for the future, particularly in the golden years of retirement.

2. Real estate produces near-immediate results

“You can achieve and feel the results almost immediately. Property improvements are visible and tangible. You can cash, spend, and invest rent payments. Today! Not 30 years in the future.”

Currently, home prices are appreciating in all price ranges, and just last week CoreLogic announced their 12-month home value projection at 5.6%, an increase from 4.5% noted earlier this summer. With that in mind, real estate today is definitely driving immediate results!

3. Passive income can help you become financially independent sooner

“If you need $40,000 a year to live, you could alternatively invest in assets that generate an 8% cash-on-cash return. This is a very reasonable assumption. And it means you would only need to save a total of $500,000 (instead of $1 million). Yet, your investments would still meet your annual household living needs.

While returns, taxes, and inflation can, of course, affect your timeline, cash-flowing real-estate is a clear asset.”

Homeownership is a form of ‘forced savings.’ Every time you pay your mortgage, you’re contributing to your net worth by increasing the equity in your home, bringing you one step closer to true financial independence.

Bottom Line

If you want to increase your savings and overall net worth, real estate is a great way to go. To learn how you can make it happen, contact a local real estate professional to guide you through the process.

Who is Brent Sutherland?

Sutherland was 35 when he bought his first single home to rent out for income, less than five years later, he owns eight additional properties and part of a commercial real estate project.

 

 


Posted on December 4, 2019 at 8:00 am
Tammy Fisher | Posted in Building Equity, Diversify Your Income, Give Thanks, Home Ownership, Investing, Passive Income | Tagged , , , ,

Time for Gratitude

“Cultivate the habit of being grateful for every good thing that comes to you, and to give thanks continuously. And because all things have contributed to your advancement, you should include all things in your gratitude.”

― Ralph Waldo Emerson

grat·i·tude

noun

The definition of gratitude is a feeling of being thankful and appreciative.

Gratitude is so important for us to be hopeful and happy in our lives.  It gives us the ability to not worry about trivial things and be confident about our future.  It is a spiritual blessing when we are thankful for what God has provided for us and that we praise God for the blessings in our lives.

We all take things for granted.  For many years, I was complacent in expressing gratitude about my job, my healthy family and our ability to support ourselves and not to have to put our kids in daycare.

Now that two of my daughter’s are adults, and the youngest two in high school, I am so grateful for the ability to have raised our kids and for them to be smart, strong and competent women!  It is so comforting.

Last Day of Chemo!

Great Friends!

I have so many things in my life that I am grateful for.  The flexibility of my job, of having a comfortable home, a loving husband, great kids and supportive friends.  This past year was a challenge, as my husband was diagnosed with small bowel cancer in April 2019.  He was so strong through chemotherapy treatments, and most days went to work after his treatment.  I worked from the Cancer Center.  I prayed that we could sustain our hope and busy lives.  And we did.  We are blessed.

I encourage you to make a list of the things you are grateful for.  Ask a friend or family                   member to make a list.  Share your list.  Ask your guests at Thanksgiving to bring their list.

Gratitude is the fairest blossom which springs from the soul.” – Henry Ward Beecher


Posted on November 28, 2019 at 8:00 am
Tammy Fisher | Posted in Cancer, Cancer Survival, Give Thanks, Grateful, Grateful Realtor, Gratefulness, Gratitude | Tagged , , , , , , ,